My name is Sérgio Fagundes, and I am a Credit Intermediary dedicated to helping families and investors make safe, well-informed decisions when accessing mortgage financing in Portugal. Over the past few years, I have handled dozens of processes, many of them for international clients, successfully balancing banking requirements, tight deadlines, and the expectations of all parties so that each purchase reaches completion smoothly and with peace of mind.
I founded Negócio Assertivo with a simple idea: to turn complex processes into clear and straightforward paths. I work with several partner banks, compare proposals independently, and explain every condition in plain, accessible language. From property valuation to tax framework, from income analysis to the FINE, everything is prepared with rigor, transparency, and a strong focus on what truly matters — interest rates, monthly instalments, the total cost of the loan, and your long-term financial security.
Don’t leave it for later — contact us now!